My daughter's father does not contest paternity and we have both submitted our financial info. My caseworker says the last thing is to attend a court hearing and she will let me know when it will be.
How long does it take to get a date for the hearing?|||I was told 3 to 4 weeks. I am waiting for my court date for child support too.|||Depending on what state you are in the amount of time can vary. Normally, up to 90 days from the time the filing in done.|||About three to four months, but that's only during a legal separation. The actual divorce with the Judgment and Decree takes over a year!
Thursday, December 15, 2011
What does it take for a mortgage company to set a closing date on a home sell?
My problem is that we have a contract on our house, the person who offered on the house has submitted all the necessary paperwork to their mortgage company, and has received her commitment letter back from them; however, a closing date has yet to be set. My realtor tells me that the ladys application is through with the underwriting, the commitment letter from the bank was received last week and we are just waiting on the mortgage company to get all of the numbers together and email that info to the title company. We have been waiting a week today, why can no one give us a closing day? How long should this take? We feel like something is wrong but no one will tell us? Any opinions?|||I use to do closings in an attorneys office for purchases and refis. there are a million possible reasons for the delay, but I am sure that none of them are acceptable.There is no reason why you should be waiting on the mortgage company if there is already a commitment letter. 99% of the time when I was doing closings it came down to the seller or the title company being the hold-up for the closing, not the mortgage company. I would call and seriously complain! As a seller I am sure you probably have your own deadlines regading your new residence. Your real estate agent needs to be sticking his/her neck out and bugging the heck out of someoen to get the ball on the move!|||In Texas, this is a common problem. My experience is that when a clear to close has been issued, it should only take 3-4 days for the lender to get the necessary papers to the title company. At this point, you are at the mercy of the lender or possibly the buyers situation as someone else stated.
If, after about 3-4 days (after you know the file is out of underwriting) the papers still have not arrived at the title company, something is wrong.
Your real estate agent can discuss with you what the alternatives are.|||you,the seller decide when you want to close on your house and the buyer need to be ready for the closing. you put the closing date on your contract, right, and mortgage commitment date?
if they need more time, they should ask for extension and if you gran them more time, they still are obligated by the time you give them. i understand ,that sometimes it is take forever to get clear to close, but you, the buyer need to be informed what is going on and make the decision to wait or not.(I'm loan officer)
you should ask for "clear to close" , and tell them that you will cancel the transaction if they will be not ready to close and keep the earnest money. if they have clear to close- their bank will need no more than 3 business days to prepare closing documents.|||It's been a week since what? The purchase agreement was signed? If so, slow down... The average purchase closing takes 14-21 days in a "perfect world", which includes any issues with the appraisal or the title work. No news is good news, if there are serious issues I hope your banker let's the bad news travel just as fast as the good... I would tell you to relax a little bit and look forward to moving into your new home :)|||Law. There is a set time period for a settlement usually 45 days minimum.|||At my mortgage bank we close loans in 14 days. That is what happens when you deal with inept mortgage brokers|||If you already received a "Clear to Close" from Underwriting, there should be no reason other than the fact that the buyer doesn't have the fund to come to closing yet. As far as I am concerned you need to get with your Realtor and chew her butt to find out what is taking so long!|||As someone said, may be the buyer is trying to come up with all the money. A lot of times, the buyer tallys up the down payment but forgets the rest of the closing cost.
Another posibility...if you live around the costal areas of southern US, insurance may be a problem. Getting the insurance binder to the bank has been a major headach down there. Insurance company's are getting nervous during hurricane seasons.|||You should probably have an attorney for the closing, but it's not really required.
Thing is, everyone gets input on the closing date, and everyone thinks they are in charge, but it's all by agreement.
Now, a lot of things have to happen that are independent of the lender's issuing a mortgage commitment. Some can happen before, but often do not. They include:
The bank wants a hazard insurance binder, often to be paid a year in advance from the closing date. Borrowers often put this off, which causes delays.
The Title Insurance company has to issue a Title Commitment, which means someone has to run a title search. These things can be done quickly, but sometimes aren't.
If you have a mortgage, someone (usually your attorney) has to find out how much they want to clear that mortgage and give a release.
Sometimes buyers want to close with as little out-of-pocket as possible, which means they'd rather close on the 30th than the 2d of the month, so it reduces their prepaid interest at closing.
And sometimes (*gasp!*) the attorneys are busy and don't get to it right away. You can prevent this problem by having your own attorney.
Just bear in mind that on a $200,000 house, the deal can really be as much as $800,000. There's YOUR $200,000, then there's the Buyer's $200,000, then there's your mortgage company's $200,000, and then there's the new lenders' $200,000.
When you look at it that way, it's easy to see why the professionals want to be really careful and get it right.
If, after about 3-4 days (after you know the file is out of underwriting) the papers still have not arrived at the title company, something is wrong.
Your real estate agent can discuss with you what the alternatives are.|||you,the seller decide when you want to close on your house and the buyer need to be ready for the closing. you put the closing date on your contract, right, and mortgage commitment date?
if they need more time, they should ask for extension and if you gran them more time, they still are obligated by the time you give them. i understand ,that sometimes it is take forever to get clear to close, but you, the buyer need to be informed what is going on and make the decision to wait or not.(I'm loan officer)
you should ask for "clear to close" , and tell them that you will cancel the transaction if they will be not ready to close and keep the earnest money. if they have clear to close- their bank will need no more than 3 business days to prepare closing documents.|||It's been a week since what? The purchase agreement was signed? If so, slow down... The average purchase closing takes 14-21 days in a "perfect world", which includes any issues with the appraisal or the title work. No news is good news, if there are serious issues I hope your banker let's the bad news travel just as fast as the good... I would tell you to relax a little bit and look forward to moving into your new home :)|||Law. There is a set time period for a settlement usually 45 days minimum.|||At my mortgage bank we close loans in 14 days. That is what happens when you deal with inept mortgage brokers|||If you already received a "Clear to Close" from Underwriting, there should be no reason other than the fact that the buyer doesn't have the fund to come to closing yet. As far as I am concerned you need to get with your Realtor and chew her butt to find out what is taking so long!|||As someone said, may be the buyer is trying to come up with all the money. A lot of times, the buyer tallys up the down payment but forgets the rest of the closing cost.
Another posibility...if you live around the costal areas of southern US, insurance may be a problem. Getting the insurance binder to the bank has been a major headach down there. Insurance company's are getting nervous during hurricane seasons.|||You should probably have an attorney for the closing, but it's not really required.
Thing is, everyone gets input on the closing date, and everyone thinks they are in charge, but it's all by agreement.
Now, a lot of things have to happen that are independent of the lender's issuing a mortgage commitment. Some can happen before, but often do not. They include:
The bank wants a hazard insurance binder, often to be paid a year in advance from the closing date. Borrowers often put this off, which causes delays.
The Title Insurance company has to issue a Title Commitment, which means someone has to run a title search. These things can be done quickly, but sometimes aren't.
If you have a mortgage, someone (usually your attorney) has to find out how much they want to clear that mortgage and give a release.
Sometimes buyers want to close with as little out-of-pocket as possible, which means they'd rather close on the 30th than the 2d of the month, so it reduces their prepaid interest at closing.
And sometimes (*gasp!*) the attorneys are busy and don't get to it right away. You can prevent this problem by having your own attorney.
Just bear in mind that on a $200,000 house, the deal can really be as much as $800,000. There's YOUR $200,000, then there's the Buyer's $200,000, then there's your mortgage company's $200,000, and then there's the new lenders' $200,000.
When you look at it that way, it's easy to see why the professionals want to be really careful and get it right.
Can an affidavit already submitted be re-submitted at a later date with amendments?
Yes. The amendments generally have to go through the same validation process as the original statements. Depending on the circumstances, you may have to justify apparent discrepancies from the original.
By the way, what does this have to do with singles %26amp; dating?
By the way, what does this have to do with singles %26amp; dating?
How do I get an online form to submit data into a spreadsheet?
I want to have scores from tennis matches go into a spreadsheet with headers of date, player, opponent and score. I would also strongly prefer that it be free.|||I have never used it for spreadsheets, but I've done similar processing with Microsoft Word. I had a webpage (developed using Oracle PL/SQL). I created a procedure that made use of DocBuilder and XML to pass data from the webpage into a Word document. I'm pretty sure there must be a way to do a similar thing with Excel.
Sorry can't help you with more details! Hopefully this will give you some pointers.
Sorry can't help you with more details! Hopefully this will give you some pointers.
Do I need the date of my written work?
If I am submitting writing samples, do I need to include the date of the articles? For instance, I made copies sometime back using the weekly headline from the first page and the article. Those articles were written awhile back (years), do I need to include the date of when? I really would like to move ahead with my writing.|||yup,do include the date..
What is the normal date for completing the application for West point?
I am applying to west point and was wondering if I should be finishing up my application or if I have time to like update it when i take the act again? When do most people submit their finished applications?|||The deadline is some time in February 2012; however, it is suggested that you complete your application no later than November 2011 to be truly competitive for admission. You can continue to update your file throughout the year, thus meaning any ACT scores you receive between now and February can be sent to West Point and still be considered in your overall file. Most competitive candidates have their files completed by November at the latest.
I hav 2 submit a small project on Adv. Eng. Applications. The due date is oct-5th..so plzzz help me out..?
I need a project which involves Advanced Engineering Applications either using matlab or any application tool..
Where will be the tool or project will mostly be used?
I would appreciate the genuine answers..If anyone can help me by giving me some links..well thats ok for me..|||you can try to simulate the movement of a hanging bridge,
say under a big truck,
or given a lot of wind,
or just by a person walking|||Withdrawing from the class sounds like a good idea at this juncture.
http://www.matlab.com
http://www.wolfram.com
http://www.ptc.com
and so on....
Where will be the tool or project will mostly be used?
I would appreciate the genuine answers..If anyone can help me by giving me some links..well thats ok for me..|||you can try to simulate the movement of a hanging bridge,
say under a big truck,
or given a lot of wind,
or just by a person walking|||Withdrawing from the class sounds like a good idea at this juncture.
http://www.matlab.com
http://www.wolfram.com
http://www.ptc.com
and so on....
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